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To Receive a Personalized and Detailed Search of Homes or Schedule Property Showings Contact me Directly at 954-449 1424 You Can Also Take Advantage of an online search What kind of home and where? Given your price range and monthly budget, decide what kind of home you want/need: size, location, special features (such as pool, garage or fence), etc. Before you buy a home, you will also want to consider school districts and other factors that are important to you and your family. Consider that you buy a home as an investment. What will make your home attractive to purchasers when you are ready to sell? . Find a REALTOR® You will want to use a professional Realtor® to help you search and buy a home. Why not it's FREE to you. As a REALTOR® I will guide you through the process to buy a home, and answer your questions to help you find a property that meets your specifications. There are normally two different Realtors involved in a transaction, a listing agent and a selling agent. Feel free to call me with any questions you might have Pre-qualification You will need to pre qualify for a home loan before we begin the home hunting. This means the lender informally qualifies you for a loan by getting basic information on your income, debts and credit. By getting pre-qualified, you can usually estimate how much you could borrow for a home. This step is usually pretty quick. You can submit your information online and a mortgage broker will contact you. By now we should have a good idea of the home we are looking for. I will compile all the information and prepare a program that will send you freshly listed homes as soon as they become available. When you find a home you like, we will carefully give it our own personal inspection. You will also want to tour the neighborhood and perhaps see the house at different times of day or check traffic patterns and other amenities that may affect your decision. Find a Real Estate Attorney In Florida, you can use a Real Estate Attorney or a Title Company to prepare your documents and conduct the closing. Our Real Estate Company can hold your escrows, or they can be placed with the your Attorney or Title Company. As with all transactions involving legal documents, it's important to read and understand any documents your are asked to sign. When we prepare an offer, I will explain the complete contract, and ensure your confident with what you are signing. If you are unsure about the meaning of any documents, it is a good idea to consult an attorney who specializes in real estate transactions before you buy a home. Make an offer and sign a Purchase Contract f you're comfortable with the home, let's start by making an Offer to Purchase, including an "earnest money" deposit. The asking price is just an "asking price". I will perform a market study on the home and we can then come to a proper offer price. Sometimes you should offer less than the asking price, and sometimes you have to offer more if you really want the Home. I will make sure the Offer allows you to get your money back if a professional inspection reveals problems with the house, or if you aren't able to get approved for a mortgage. Get professional inspections Select and apply for a mortgage Mortgage interest rates, fees and other terms can vary widely. It's best to lock down the rates early in the process, but your Mortgage Broker can advise you on this. The Mortgage Brokers in our Office will ensure you get the best rates possible, specially when buying a home through us. Final Walk-Through The Closing Closing the loan (also called "Loan Settlement") is when you make the rest of your down payment, sign all necessary legal documents, and get the keys to your NEW HOME. Guillermo Wolf (english / spanish) |
